ROBERT PUGH INSURANCE
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Health Insurance

Big news for 2023 marketplace plans

NEW COMPANIES & MORE SAVINGS!

 In 2022, we had a number of new insurance companies join BCBSNC in our area of North Carolina. Friday Health & Aetna CVS in particular. For 2023 –  142 Plans Available. Plans have all gotten better and more competitive. With inflation and rising prices – THIS IS THE YEAR TO SHOP YOUR COVERAGE
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Health Insurance Quote

Family Glitch Fixed!

 IF You have a family
     AND If YOU have an Employer based/Group Insurance Plan.
            AND if that plan was considered "Affordable" for YOU as employee only
                    AND That plan was NOT affordable for the whole family
                            NOW YOU have NEW OPTIONS for your family
Fixing The Family Glitch

Increased Subsidies Continuing!

Premiums and Subsidies change each year. Important: review your 2023 numbers. And No Income Cap: Premium Discounts are calculated as a percentage of your Total household Income. Now, if you make more money – Great. Your subsidy will be reconciled to the actual income. ​
ACA 2023 Checklist - Compare & Save

Now, more time to decide

For this year - the enrollment period has been extended to January 15, 2023. Apply or renew your policy by December 15th - your new coverage will begin on January 1st, 2023. If you need more time to decide, circumstances changed, or you just plain forgot - apply by January 15th for a February 1st effective date. ​
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Have Questions about your subsidy & Tax return?

APTC Income 2023 & Tax Form 1040
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I Look Foward to Assisting You.

Hours

​By Appointment
​To fit your schedule!

Telephone

Cell: 828.230.7914
Office: 828.519.5218

Email

robert@troutinsurance.com
Copyright 2022 @ Trout Insurance Services

​Not affiliated with the U.S. Government or Federal Medicare Program.

"We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."
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Privacy Notice Statement I Privacy Policy
Trout Insurance is a full line insurance agency based in WNC. We serve clients in North and South Carolina as well as national companies. Trout Insurance offers life, health, disability, Medicare supplement, Medicare Health Plans, Medicare Prescription Plans, Long term care insurance, Home and Auto insurance for individuals. For businesses we offer group health & benefits, commercial liability, property & worker's compensation as well as plans for business owners. 

Dave Trout, Jessica Cody, Jeremy Sheridan, and Robert Pugh are independent insurance agents with Trout Insurance.  Dave Trout specializes in life and disability insurance, Medicare supplement insurance, and commercial business insurance. Jessica Cody, specializes in individual health, personal home and auto, small commercial and Medicare.  Jeremy Sheridan specialize in Group Health and Employee Benefits, Commercial, Health, Life and Medicare.
  • Home
  • About & Contact
  • Veterans
  • Health Insurance
  • Medicare
    • The New Era of Medicare Event
  • Realtors
  • Home & Auto